Mike Daniels Insurance specializes in Colorado Car Insurance for Colorado Springs & surrounding areas in Colorado.
Since I can quote from the top providers in the State, you can get the best rate for your needs.
Car insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Car insurance can provide property, liability uninsured/under-insured and medical coverage:
- Property coverage pays for damage to or theft of your car.
- Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
- UM/UIM coverages pay for injury expenses incurred by you, your family members, or passengers due to an accident with an uninsured or under-insured motorist.
- Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An car insurance policy is comprised of six different kinds of coverage. Colorado requires you to buy some, but not all, of these coverages. If you’re financing a car, your lender may also have requirements.
Most car policies are for six months or a year.